Inland Marine Insurance
At Atlantic Casualty, our business is Commercial Insurance. Our products are sold and serviced via Wholesale Agents, who consider products on a brokerage basis and not just through exclusive binding authority agreements. For a wholesaler in your area:
Target Classes:
- Building, Repair, Service & Renovation – Residential, Commercial, Institutional & Industrial
- Civil / Infrastructure
- Environmental
- Farming
- Forestry & Logging
- Landfill / Waste Management
- Manufacturing / Assembly
- Maritime
- Oil / Gas / Energy
- Processing
- Recycling / Salvage
- Rental
- Sawmill / Wood Production
- Various Others
Current Products:
Contractor’s Equipment
- Machinery, equipment, and tools of a mobile nature that the insured uses in their contracting, installation, erection, repair, consulting, or moving operations projects, or manufacturing, assembly, or processing operations
- Scheduled and blanket basis
- Dynamic Rating Methodology – partly based on age and type of machinery and equipment; industry sector and terrain work involved in; loss experience; loss control practices; management/owner/operator experience
- Valuation Options include Actual Cash Value, Replacement Cost, or Agreed Amount Valuation
- Coverage Extensions Available
- Debris Removal
- Equipment Borrowed From Others
- Property Loaned To Others
- Waterborne
- Supplemental Coverages Available
- Construction Trailers
- Continuing Rental or Lease Payments
- Fire Department Service Charges
- Newly Purchased Property
- Pollutant Cleanup and Removal
- Property Leased or Rented From Others
- Property Leased or Rented To Others
- Recharge of Fire Extinguishing Equipment
- Rental Reimbursement
- Rewards
- Small Tools – Insured’s and Insured’s Employees
- Spare Parts, Accessories and Fluids
Installation Floater
- The insured’s materials, supplies, fixtures, machinery, or equipment, and similar property of others that is in their care, custody, or control while at the insured’s jobsite and that the insured is installing, constructing, or rigging as part of an installation project.
- Specific job or blanket basis
- Flat premium charge or reporting basis
- Coverage Extensions Available
- Debris Removal
- Limited Fungus
- Waterborne
- Supplemental Coverages Available
- Blueprints and Construction Documents
- Contract Penalty
- Expediting Expenses
- Pollutant Cleanup and Removal
- Recharge of Fire Extinguishing Equipment
- Rewards
- Sewer Backup
- Temporary Storage Locations
- Testing and Commissioning – Cold; Hot; Commissioning
- Transit
- Optional Coverages (not available in all areas)
- Earthquake
- Flood
Miscellaneous Property Floater
- Applies to a variety of commercial inland marine property that is fixed or mobile in nature not otherwise addressed by more suitable coverage forms
- Typically used to cover the hard-to-place items
- Examples
- Slot machines, ATMs, medical equipment, camera / video equipment being used temporarily away from the United States, theatrical property, mobile scoreboards, amusement park rides, and various items rented to others
- Coverage Extensions Available
- Debris Removal
- Waterborne
- Supplemental Coverages Available
- Newly Acquired Property
- Recharge of Fire Extinguishing Equipment
- Rewards
- Optional Coverages (not available in all areas)
- Earthquake
- Flood
Bailees
- Property of others in the insured’s care, custody, and control for processing, which includes but is not limited to finishing, repairing, restoring, adjusting, or other similar work upon the property.
- Coverage Extensions Available
- Waterborne
- Debris Removal
- Supplemental Coverages Available
- Off-Site Property
- Rewards
- Property In Storage
- Transit
Exibition Floater
- Property of the insured or others in the care, custody, or control of the insured being exhibited or on display
- Scheduled and blanket exhibitions
- Coverage Extensions Available
- Waterborne
- Loaned, Leased, and Rented Property To Others
- Debris Removal
- Supplemental Coverages Available
- Pollutant Cleanup and Removal
- Recharge of Fire Extinguishing Equipment
- Rewards
Future Products:
- Builder’s Risk
- Excess Inland Marine
- Communication Tower & Equipment
- Motor Truck Cargo
- Warehousemen’s Legal Liability
- EDP (Electronic Data Processing)
- DIC (Difference in Conditions)
- Moving & Rigging